Products: Portfolio Analytics

Rapid Ratings™ has a suite of portfolio analytics products which allow users to interact with our data on a very granular basis as well as to customize and monitor groups of companies in a web-based environment. Others wanting raw model output or research on rated companies may be interested in our Data or Research products.

EPD/JPD: Estimated Probabilities of Default provides a numeric evaluation of a company's likelihood of default in the subsequent 12 months. Joint Probabilities of Default ("JPD") measure the likelihood that multiple companies will default simultaneously and repurpose this output across our various product lines.

Customized Portfolio Runs: Tailored web-based reports for an individual customer's specific portfolio characteristics.

Private Company FHRs™: A template with which a user can upload private company (companies) financials and receive all our products and research reports on the company (companies).

Sensitivity Analysis Calculator: Provides a user the ability to perform sensitivity and pro forma analysis on component companies of the IDF™ and/or a Customized Portfolio.

Distribution of FHRs (0-12 Month Prior to Default)

Rapid Ratings provides a measure of the financial health of individual firms, and then separately provides information to relate the FHR score to the probability that the firm will default. In the chart above, 50% of defaults occur with an FHR below 25 and 80% of defaults occur while companies are rated High Risk, or at an FHR below 40.