RapidRatings

This issue's key takeaways: Tariffs could cause a 111% increase in private companies classified as high or very-high risk. High and very-high risk public companies could jump by 57%. The Financial Health Ratings of public and private companies could decline by as much 7.4 and 15.7 points, respectively

To help our clients understand the potential consequences of tariffs on their operations, RapidRatings conducted a series of stress tests based on our knowledge of global supply chain structures and country specific tariff rates. The following analysis assumed that companies increased their prices to cover half the cost of tariffs.

This issue's key takeaways: Banks in the US and EU have clear expectations and guidelines for managing third-party risk: the Interagency Guidance on Third-Party Relationships and the Digital Operational Resiliency Act (DORA).These regulations expect banking organizations to perform diligent financial oversight and analysis of third-party partnerships.Banks must manage third-party financial conditions throughout the entire relationship lifecycle to maintain regulatory good standing and avoid financial danger. Comprehensive assessment and analysis tools are key to proactively mitigating risk.

The category experienced both highs and lows since the pandemic hit. But as sales start to tick up once again, retailers face new challenges.